An excellent article about keeping finances in order, (*which is especially good for "mental" health, you know?)

If you let your debt get greater than your salary, you may find suddenly the credit card companies JACK UP your interest rate simply because they KNOW you are stuck financially and cannot pay them off. 

A guy on the news a couple years ago told how he.....

• never missed a payment,
• ALWAYS paid on time,
• ALWAYS paid more than their "minimum"

yet suddenly found himself at 24% interest on a card! 
That level threatened to send him into total bankruptcy!

So, to read a good article on finances CLICK HERE

(*or go to http://www.foxbusiness.com/personal-finance/2014/03/28/uh-oh-my-debt-is-bigger-than-my-salary/?intcmp=obnetwork if the link isn't working.)